:root{--mdv-orange:#f39200;--mdv-red:#be1622;--mdv-blue:#1d71b8;--mdv-deep:#0d3b66;--mdv-sky:#e6f1ff;--mdv-surface:#fff;--mdv-surface-tint:var(--mdv-sky);--mdv-text:var(--mdv-deep);--mdv-text-muted:#5f6b78;--mdv-link:var(--mdv-blue);--mdv-action:var(--mdv-orange);--mdv-on-action:var(--mdv-deep);--mdv-action-hover:#ffa62b;--mdv-action-2:var(--mdv-blue);--mdv-on-action-2:#fff;--mdv-line:#c5e1fe;--mdv-line-neutral:#e3e7ec;--mdv-success-bg:#e6f4ea;--mdv-success-fg:#1e6b3a;--mdv-warning-bg:#fff4db;--mdv-warning-fg:#7a4b00;--mdv-danger-bg:#fbe8ea;--mdv-danger-fg:var(--mdv-red);--mdv-info-bg:var(--mdv-sky);--mdv-info-fg:var(--mdv-deep);--mdv-font:"IRANSansX", Tahoma, "Segoe UI", sans-serif;--mdv-text-xs:12px;--mdv-text-sm:14px;--mdv-text-md:16px;--mdv-text-lg:17px;--mdv-text-xl:20px;--mdv-text-2xl:24px;--mdv-text-3xl:clamp(26px, 4vw, 37px);--mdv-leading-read:1.9;--mdv-leading-work:1.7;--mdv-space-1:4px;--mdv-space-2:8px;--mdv-space-3:12px;--mdv-space-4:16px;--mdv-space-5:24px;--mdv-space-6:32px;--mdv-space-7:48px;--mdv-space-8:64px;--mdv-radius-sm:8px;--mdv-radius-md:16px;--mdv-radius-lg:24px;--mdv-radius-pill:999px;--mdv-shadow-sm:0 1px 2px #0d3b6614, 0 2px 8px #0d3b660f;--mdv-shadow-md:0 4px 12px #0d3b661a, 0 8px 24px #0d3b6614;--mdv-shadow-lg:0 12px 32px #0d3b6624, 0 24px 56px #0d3b661a;--mdv-container:1120px;--mdv-container-narrow:760px;--mdv-gutter:16px;--mdv-icon-sm:16px;--mdv-icon-md:20px;--mdv-icon-lg:24px;--mdv-icon-xl:44px;--mdv-touch:44px;--mdv-focus:3px solid var(--mdv-deep);--mdv-focus-offset:2px;--mdv-z-sticky:10;--mdv-z-nav:20;--mdv-z-drawer:40;--mdv-z-modal:50;--mdv-z-toast:60;--mdv-ease-hope:cubic-bezier(.45, 0, .55, 1);--mdv-ease-quick:linear;--mdv-dur-instant:.12s;--mdv-dur-quick:.25s;--mdv-dur-hope:.35s;--mdv-dur-draw:1.1s;--mdv-dur-page:.7s}@media (prefers-reduced-motion:reduce){:root{--mdv-dur-hope:0s;--mdv-dur-draw:0s;--mdv-dur-page:0s;--mdv-dur-quick:0s}}
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a{color:var(--deep);text-decoration:none}.tags{color:var(--gray);margin:0;font-size:.85rem}.badge{background:var(--sky);color:var(--blue);border-radius:6px;margin-inline-start:8px;padding:0 6px;font-size:.8rem}.steps{counter-reset:step;padding:0;list-style:none}.steps li{counter-increment:step;padding:12px 52px 12px 0;position:relative}.steps li:before{content:counter(step, persian);background:var(--orange);width:36px;height:36px;color:var(--deep);border-radius:50%;place-items:center;font-weight:700;display:grid;position:absolute;top:10px;right:0}.breadcrumb{color:var(--gray);padding-top:20px;font-size:.85rem}.breadcrumb a{color:var(--gray)}.answer{background:var(--sky);border-right:4px solid var(--blue);border-radius:8px;padding:14px 18px}.byline{color:var(--gray);font-size:.9rem}.toc{border:1px solid var(--line);border-radius:12px;padding:12px 20px}.toc ol{margin:0;padding-inline-start:20px;list-style:persian}.article h2{margin-top:2em}.sources{color:var(--gray);font-size:.9rem}.next-step{background:var(--deep);color:#fff;border-radius:16px;margin:40px 0;padding:24px}.next-step h2{color:#fff;margin-top:0}.next-step .muted{color:#cfe0f2}.filters{flex-wrap:wrap;gap:12px;margin:20px 0;display:flex}.filters label{color:var(--gray);flex-direction:column;font-size:.85rem;display:flex}.filters select{font:inherit;border:1px solid var(--line);border-radius:8px;min-width:180px;padding:6px 10px}.partner-head .insurer-name{color:var(--deep);margin:0;font-size:clamp(1.8rem,5vw,2.6rem);font-weight:800}.partner-head .agency-code{color:var(--gray);font-size:1rem}.site-footer{border-top:1px solid var(--line);background:#f5f8fc;margin-top:48px;padding:32px 0 16px;font-size:.95rem}.footer-grid{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:24px;display:grid}.site-footer h2{font-size:1rem}.site-footer 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0;padding:0;list-style:none;display:grid}.stepper li{counter-increment:st;border:1px solid var(--line);border-radius:16px;flex-direction:column;gap:4px;padding:14px;display:flex;position:relative}.stepper li:before{content:counter(st, persian);background:var(--deep);color:#fff;border-radius:50%;place-items:center;width:32px;height:32px;font-weight:700;display:grid}.stepper strong{color:var(--deep)}.stepper span{font-size:.92rem}@media (max-width:640px){.stepper{grid-template-columns:1fr}}.checklist{padding:0;list-style:none}.checklist li{padding:4px 30px 4px 0;position:relative}.checklist li:before{content:"✓";color:var(--orange);font-weight:800;position:absolute;right:4px}.privacy-alert{background:#fdf2f1;border:2px solid #c0392b;border-radius:12px;padding:12px 16px}.faq details{border-bottom:1px solid var(--line);padding:10px 0}.faq summary{cursor:pointer;color:var(--deep);font-weight:700}.faq details p{margin:8px 0 0}@media (max-width:760px){.header-actions .btn{padding:8px 14px}}
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